Type 2 Diabetes – A major medical problem for most visiting parents from India

Type 2 diabetes is the most common form of diabetes highly prevalent among Asian Indian elderly.

In type 2 diabetes, your body does not use insulin properly. This is called insulin resistance. At first, the pancreas makes extra insulin to make up for it.  But, over time your pancreas isn't able to keep up and can't make enough insulin to keep your blood glucose levels normal. Type 2 is treated with lifestyle changes, oral medications (pills), and insulin. When glucose builds up in the blood instead of going into cells, it can cause two problems:
* Right away, your cells may be starved for energy.
* Over time, high blood glucose levels may hurt your eyes, kidneys, nerves or heart.

Some people with type 2 can control their blood glucose with healthy eating and being active. But, your doctor may need to also prescribe oral medications or insulin to help you meet your target blood glucose levels. Type 2 usually gets worse over time – even if you don’t need medications at first, you may need to later on.

Some groups have a higher risk for developing type 2 diabetes than others. Type 2 diabetes is more common in African Americans, Latinos, Native Americans, and Asian Americans/Pacific Islanders, as well as the aged population. Learn more about Diabetes here.

Diabetes Type I and II are both considered pre-existing conditions by almost every health insurance company.  However, if you have type 2 Diabetes, that shouldn't be a reason to stay home and not to travel. India Network Health Insurance offers great Health Insurance Plans for people with pre-existing conditions that cover all age groups 0-99 years old.  Your medical condition diabetes and blood pressure etc. should not the reasons for stop visiting your grandchildren in the US.

About India Network Health Insurance

India Network Services is a US based company that administers visitor health insurance to transition residents, tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups (0-99 years old) with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.

For more information about Visitor Health InsurancePlans for people with pre-existing conditions please visit our website.

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India Network Announces BasicCare Visitor Health Insurance Plan for essential needs of Travelers (B1 and B2 ), Students (F1 Visa), and Temporary workers (H1 Visa) to USA

healthcare insurance company with 30 years of experience in helping foreign visitors to the United States, Canada and Mexico to get affordable health insurance for all age groups of visitors (0 - 99 years old) and for pre-existing conditions using American Insurance companies. Every year thousands of families benefit from India Network Health insurance plans while inviting parents and grandparents to visit them in the United States.

Effective immediately, India Network is pleased to announce a brand new BasicCare Plan offering coverage at lower premiums and covering many essential needs of visitors with no pre-existing medical conditions. The Plan is designed to offer cost effective health insurance coverage for 0-69 years old parents during their stay in the United States. The program is underwritten by AXIS American Insurance Company and all claims are handled by a US based third party administrator, WebTPA.

The BasicCare plan costs less than a dollar a day for 50-59 year old. The program covers doctor visits, emergency room, hospitalization, surgery, medical evacuation, repatriation and accidental death and dismemberment benefits and many other standard benefits. In addition, it offers $25,000 Accidental Death and Dismemberment, $10,000 each for medical evacuation and repatriation. In addition, one nice feature of this program is the access to TelaDoc program (which retails $15 per month elsewhere). The TelaDoc offers the access to Board Certified Physicians in the United States, 24 x7 from the comfort of your home and mobile phone.

“The goal of India Network Foundation is to provide an affordable health insurance for visitors of all ages and especially for the older people and for people with pre-existing conditions. India Network reduced more than thirty percent premiums in the last three months with 100 percent payment of all eligible claims under its policies. Visiting parents and grandparents can take advantage of these low cost plans while visiting their children in the United States without being worried about medical expenses”. said Dr. KV Rao, Founder President of India Network. India Network will continue keep working on making healthcare plans better and more affordable for every person visiting or studying in the United States.

About India Network Foundation

India Network Foundation, established as a US non-profit organization, has been helping the Asian Indian community in North America with programs and grants to academics from India for more than two decades. India Network Foundation sponsors visitor health insurance to tourists, students, temporary workers (H1 visa holders) and their families. All insurance products are administered by India Network Services.

For more information visit http://www.indianetwork.org

For more information please visit http://www.kvrao.org

About India Network Health Insurance

India Network Services is a US based company that administers visitor health insurance to transition residents, tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.

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Learn what you need to do after becoming a Permanent Resident (Green Card Holder) of USA

If you have become a lawful permanent resident, congratulations! Read about your rights and responsibilities.


Your Rights as a Permanent Residentgreencard

As a permanent resident (green card holder), you have the right to:

  • Live permanently in the United States provided you do not commit any actions that would make you removable under immigration law
  • Work in the United States at any legal work of your qualification and choosing. (Please note that some jobs will be limited to U.S. citizens for security reasons)
  • Be protected by all laws of the United States, your state of residence and local jurisdictions

Your Responsibilities as a Permanent Resident

As a permanent resident, you are:

For more information, see the “Maintaining Permanent Residence” and “International Travel as a Permanent Resident” pages.

Also, one of the most important things to remember is purchasing a good health insurance plan that will help to protect you and your family from having unexpected medical expenses.

India Network Services provides a variety of different health insurance plans for US citizens and Residents such as CareAccess Plan, Critical Ilness Plan, Fusion Plan, Dental Insurance Plan and RX Prescription Paycard Plan.

Read more about our health insurance plans, visitor insurance plans and worldwide travel plans.

India Network Accident and Sickness Insurance is sponsored by the India Network Foundation, a U.S. based non-profit organization founded to serve the Asian Indian community around the World, and Researchers and Scholars interested in learning about India. Started as the first Internet resource for India related news and events in 1988, the INF has established itself as the First and foremost resource on India and India related issues.

With more than two decades of experience serving the Indian community, the India Network Foundation leverages community participation to offer affordable visitor medical insurance premiums to members traveling to the USA, Canada, or Mexico with Network/Non-Network options.

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Something very important to consider before your trip to USA

Sometimes life can get unpredictable and your vacation can end up with a death or terminal illness and all you will want to do is getting back home.
In these sad circumstances when death occurs during your travel, all expenses of returning your remains to your home country will be taken care by the ACE Accidental Death and Dismemberment program. According to the statistics, the average medical evacuation within North America costs $25,000. From Europe, the cost can reach $50,000. The average cost of a nurse escort is $11,000 within North America and $24,000 from Europe. Just think about it, the lost of loved one can be hard enough for your family without being worried about all big bills you left behind.

The ACE Accidental Death and Dismemberment program is designed as essential coverage for anyone visiting, studying or working in the United States. The plan offerings are as follows: $25,000, $50,000 and $100,000 maximum AD&D benefit and the plan includes repatriation benefit in case the insured dies while visiting the USA. Minimum duration required to enroll is one year. All non-US citizens are eligible to apply. This plan covers losses of limbs, vision, hearing, speech and more.

Premiums for 12 months coverage is only $18 for $25K and $36 for $50K and $72 for $100K program. India Network highly recommends this benefit for all members of various community groups, and students.

Please read more about Accidental Death and Dismemberment program

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American Diabetes Month – November

Diabetes is one of the leading causes of disability and death in India and in several other countries including United States. Diabetes can cause blindness, nerve damage, kidney disease, and other health problems if it’s not controlled.

People who are at high risk for type 2 diabetes can lower their risk by more than half if they make healthy changes like getting more physical activity, losing weight, and eating healthy.

American Diabetes Month is a chance to raise awareness about diabetes risk factors and encourage people to make healthy changes.

With this and other National Health Observance toolkits offered on healthfinder.gov, we’ve made it easier for you to make a difference. The toolkits provide resources for organizations like schools, healthcare providers, health departments, and more to raise awareness about critical public health issues, like the importance of preventing diabetes.

India Network Health Insurance provides special health insurance plans for people with Pre-Existing health conditions. These plans are highly recommended for visitors with diabetes, blood pressure, etc. with medications for above 50 years old. Please visit our Health Insurance website for more information

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BasicCare – the New Visitor Health Insurance Program launched by India Network Effective Nov 1, 2017

India Network is pleased to announce a brand new program for visitors looking for affordable and cost effective BasicCare health insurance coverage during their stay in the United States. The program is underwritten by AXIS American Insurance Company and offers the best coverage with the lowest premiums in the United States.  The BasicCare plan costs only $28 per month for 50-59 year old and $35 for 60-69 year olds. The BasicCare program offers essential coverage for office visits, emergency room, hospital stay and other standard medical coverage. In addition, it offers $25,000 Accidental Death and Dismemberment, $10,000 each for medical evacuation and repatriation. On the top of all, one nice feature of this program is access to TelaDoc program (which retails $15 per month elsewhere). The TelaDoc offers access to Board Certified Physicians in the United States, 24 x7 from the comfort of your home and mobile phone.

Check out the details of this program at http://www.kvrao.org

 

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India Network Launches New Online Quote and Purchase tool

India Network developed a highly customized quote and purchase of insurance plans for its members. The new system takes some basic parameters like Age, and what kind of plan, and then show all available plans that fit that criteria. The quote engine provides a customized quote for the duration of their stay and let the members purchase the plan right from the quote engine. Also, a member portal will provide easy access to all policies purchased by the member, print ID cards, Print Brochures, file online claims, contact customer service, renewal options etc. The new quote engine adds few additional products besides India Network Plans.  Try it today the new quote tool with lowest premiums for AXIS Insurance at http://www.kvrao.org/easyselect.php

 

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India Network Announces New Low Premiums for AXIS Insurance Plans

India Network is pleased to announce low premiums for AXIS Insurance plans with additional plan designs and options. The AXIS American Insurance Company offering now stands as the lowest possible premium for that class of benefits, much below the IMG Visitorcare low cost plan. In additional, AXIS Plans are underwritten by American Insurance Company and claims are adjudicated in USA. We encourage all visitors from around the world take advantage of these low cost efficient plans. Use Quote button to get a personalized quote to compare various plans and purchase the one that suits your requirements.

India Network AXIS Insurance Fixed Benefit Plan Premiums Effective Oct 26, 2017

Policy Maximum 25k 50K 75K 100K
Deductible $100.00 $100.00 $100.00 $100.00
Age
< 17 $16.00 $25.00 $31.25 $37.00
18-29 $16.00 $25.00 $31.25 $37.00
30-39 $18.00 $30.00 $37.50 $42.00
40-49 $19.00 $31.00 $38.75 $43.00
50-59 $28.00 $43.00 $53.75 $59.00
60-69 $35.00 $54.00 $67.50 $84.00
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Why Comparing Prices for Health Insurance Policies isn’t Always a Good Idea?

Why Comparing Prices for Health Insurance Policies isn’t Always a Good Idea | India Network

All insurance companies are using the same risk analysis tool to determine policy premiums and deductibles. In most cases, premium and deductible amounts have a direct correlation to the benefits offered by insurance companies. For example, companies that have high premiums are more likely to pay claims compare to plans with lower premiums and deductibles. Below are things to consider before buying health insurance plan.

Things to keep in mind:

Maximum coverage might not be what you need: There are different insurance companies that have maximum coverage of up to 100k. That might work for a comprehensive plan where the insurance will pay most of the bill, but not so much when it comes to fixed benefit plans since the insurance company have fixed amounts for different health care services.

Coverage per sickness or injury vs. per period of coverage: This is something that most people overlook when it comes to health insurance. There are some plans that offer high maximum benefits for the entire per period of coverage while others offer maximum benefits per each sickness or accident. The question is, would you rather get $10,000 per every sickness or get $20,000 for the entire period of coverage? Continue Reading...

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Preparing for Hurricane Irma in Florida ~ Tips for Visitors

Hurricane Irma | India Network Health Insurance

Florida has a lot of attractions for different ages and backgrounds. People travel to Florida to explore its famous beaches, Disney Land, Universal Studios, and other attractions. During this time of hurricane monitoring, it is important for all visitors to learn about few things that can help them stay safe.

It is very important to know what to do before and after the hurricane so that you can keep your family out of the harm’s way. Knowing what to do and where to go is the first step of planning for hurricane. Below are some important things to consider when it comes to natural disasters. Continue Reading...

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