Hypothermia: Learn why cold weather can be dangerous for you

This winter in USA has been extremely cold. Plummeting temperatures broke records in several states. That's why it's important to know why cold weather can be dangerous for you. Centers for Disease Control and Prevention is going to help you to learn more about cold. You can go to their website to read more. Remember to get a  Visitor Health Insurance before you visit the U.S. Medical bills  can cost you thousands of dollars. Go to this website to learn why it's important to have a Visitor Health Insurance. Here you can learn more about Visitors Health Insurance Plans offered by India Network Services.

Hypothermia, or abnormally low body temperature, is a dangerous condition that can occur when a person is exposed to extremely cold temperatures. Stay safe this winter by learning more about hypothermia, including who is most at risk, signs and symptoms, and what to do if someone develops hypothermia.

What is Hypothermia?

  • Hypothermia is caused by prolonged exposures to very cold temperatures. When exposed to cold temperatures, your body begins to lose heat faster than it’s produced. Lengthy exposures will eventually use up your body’s stored energy, which leads to lower body temperature.
  • Body temperature that is too low affects the brain, making the victim unable to think clearly or move well. This makes hypothermia especially dangerous, because a person may not know that it’s happening and won’t be able to do anything about it.
  • While hypothermia is most likely at very cold temperatures, it can occur even at cool temperatures (above 40°F) if a person becomes chilled from rain, sweat, or submersion in cold water.

Who’s Most at Risk?

Victims of hypothermia are often:

  • Older adults with inadequate food, clothing, or heating
  • Babies sleeping in cold bedrooms
  • People who remain outdoors for long periods—the homeless, hikers, hunters, etc.
  • People who drink alcohol or use illicit drugs.

Recognizing Hypothermia

Warnings signs of hypothermia:

Adults:

  • shivering, exhaustion
  • confusion, fumbling hands
  • memory loss, slurred speech drowsiness

Infants:

  • bright red, cold skin
  • very low energy

Don’t Wait- Take Action

If you notice any of these signs, take the person’s temperature. If it is below 95° F, the situation is an emergency—get medical attention immediately.

If medical care is not available, begin warming the person, as follows:

  • Get the victim into a warm room or shelter.
  • If the victim has on any wet clothing, remove it.
  • Warm the center of the body first—chest, neck, head, and groin—using an electric blanket, if available. You can also use skin-to-skin contact under loose, dry layers of blankets, clothing, towels, or sheets.
  • Warm beverages can help increase body temperature, but do not give alcoholic beverages. Do not try to give beverages to an unconscious person.
  • After body temperature has increased, keep the person dry and wrapped in a warm blanket, including the head and neck.
  • Get medical attention as soon as possible.

A person with severe hypothermia may be unconscious and may not seem to have a pulse or to be breathing. In this case, handle the victim gently, and get emergency assistance immediately.

  • Even if the victim appears dead, CPR should be provided. CPR should continue while the victim is being warmed, until the victim responds or medical aid becomes available. In some cases, hypothermia victims who appear to be dead can be successfully resuscitated.

Be Prepared

Taking a first aid and emergency resuscitation (CPR) course is a good way to prepare for cold-weather health problems. Knowing what to do is an important part of protecting your health and the health of others.

Taking preventive action is your best defense against having to deal with extreme cold-weather conditions. By preparing your home and car in advance for winter emergencies, and by observing safety precautions during times of extremely cold weather, you can reduce the risk of weather-related health problems.

Please go to this website to read more.

To be able to get medical help right away and don't get yourself in financial troubles, you need to get a Visitor Health Insurance. That will help you during any medical emergencies. On this page you can learn more about Visitor Health Insurance plans offered by India Network Services.

India Network Services is a US-based company that administers visitor health insurance to tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups (0-99 years old) with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.

Please visit this page to get a quote of Visitor Health Insurance Plans offered by India Network Services.

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All about the Flu – something every visitor should know

Sometimes it's hard to distinguish the flu from a cold. U.S. Department of Health and Human Services will help you better understand the difference. You should go on their website to get more useful information. You also can protect yourself from the flu with Visitor Health Insurance. That will help you to get a medical help right away and get well faster. Please go on our website to learn more.

Each winter, millions of people suffer from seasonal flu. Flu—the short name for influenza—is caused by viruses. Viruses are very small germs. Some viruses can spread easily from one person to another. They cause illnesses or infections like the flu.

Flu is a mild illness for some people. For older people, especially those who have health problems like diabetes or heart disease, the flu can be very serious, even life-threatening.

How Serious Is Flu?

Most people who get the flu feel much better in a week or two. But, some people can get very sick. For example, because your body is busy fighting off the flu, you might pick up a second infection. Older people are at great risk of these secondary infections, such as pneumonia.

How Does Flu Spread?

The flu is contagious—that means it spreads from person to person, often through the air. You can pass on the infection before you feel sick. You are contagious for several days after you get sick. You can catch the flu when someone near you coughs or sneezes. Or, if you touch something the virus is on, and then touch your nose or mouth, you could catch the flu. The flu virus can live on a surface like a book or doorknob for a number of hours. Remember to wash your hands often when you are around someone who is sick. Make a point of washing them before eating or touching your eyes, nose, or mouth. If you can, stay away from sick people. That will help stop the flu from spreading.

Is It the Flu or a Cold?

It's easy to confuse a common cold with seasonal flu. A cold is milder than the flu, but since the flu can make older people very sick, you should know the difference. That way you will know when to call the doctor, who might want to give you a prescription for medicines that can help you get over the flu.

People with the flu can have fever, chills, dry cough, general aches and pains, and a headache. They feel very tired. Sore throat, sneezing, stuffy nose, or stomach problems are less common. What some people call "stomach flu" is not influenza.

Symptoms If It's a Cold If It's the Flu

Fever

Rare Usual

Headache

Rare Common

General aches, pains

Slight Usual; often severe

Tiredness, weakness                         

Sometimes Usual; can last 2 to 3 weeks

Extreme exhaustion

Rare Usual; when first become sick

Stuffy nose

Common Sometimes

Sneezing

Usual Sometimes
Sore throat Common

Sometimes

Chest discomfort, cough

Mild to moderate hacking cough Common; can become severe

What Can I Do If I Get the Flu?

If you get the flu, there are things you can do to feel better. First, call your doctor to see if there are medicines that can help. Remind him or her if you are taking drugs to fight cancer or other medicines that make it hard for your body to fight illness. There are prescription drugs, called antivirals, that are used to treat people with the flu. If you take them within 48 hours after the flu begins, these drugs can make you feel better more quickly. Antibiotics do not help you get over the flu. They are sometimes prescribed to help you get over a secondary infection if it is caused by bacteria. Bacteria are a different type of germ than viruses.

Antivirals can also be used to prevent flu. If you hear that there is a flu outbreak in your area, check with your doctor. He or she could prescribe an antiviral that might protect you. Prevention is key.

If you are sick, try to rest in bed and drink plenty of fluids, like juice and water but not alcohol. Medicine such as acetaminophen can bring down your fever, which might help with the aches and pains. It is important not to smoke if you are sick with the flu. It is a respiratory illness that can infect your lungs, as well as your nasal passages. These same areas are also bothered by smoking. Take it easy as much as you can until you are well.

Please go here to read  the full article.

Stay healthy and get yourself covered from the coming flu season by buying a proper Visitor Health Insurance offered by India Network Services. More details here.

India Network Services is a US-based company that administers visitor health insurance to tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups (0-99 years old) with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.

Please visit this page to get a quote of Visitor Health Insurance Plans offered by India Network Services

 

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How To Improve Emotional Wellness and Overall Health

Emotional wellness is a key component of overall health. National Institute of Health will educate you about your emotional health and how to improve it. Go to their website to learn more information. You also can get rid of all worries by purchasing Visitor Health Insurance with good medical coverage before your trip to the U.S. Please go on our website to learn more.

How you feel can affect your ability to carry out everyday activities, your relationships, and your overall mental health. How you react to your experiences and feelings can change over time. Emotional wellness is the ability to successfully handle life’s stresses and adapt to change and difficult times. Flip each card below for checklists on how to improve your health in each area. Click on the images to read articles about each topic. You can also print the checklists separately or all together to share with others or as a reminder to yourself.

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6 strategies for improving your emotional health

Brighten your outlook

Illustration of computer with bird on tree visible through window in background

People who are emotionally well, experts say, have fewer negative emotions and are able to bounce back from difficulties faster. This quality is called resilience. Another sign of emotional wellness is being able to hold onto positive emotions longer and appreciate the good times.

To develop a more positive mindset:

  • Remember your good deeds.Give yourself credit for the good things you do for others each day.
  • Forgive yourself. Everyone makes mistakes. Learn from what went wrong, but don’t dwell on it.
  • Spend more time with your friends. Surround yourself with positive, healthy people.
  • Explore your beliefs about the meaning and purpose of life.Think about how to guide your life by the principles that are important to you.
  • Develop healthy physical habits. Healthy eating, physical activity, and regular sleep can improve your physical and mental health.
  • Read more

Reduce stress

Adult friends enjoying warm fire and hot beverages

Everyone feels stressed from time to time. Stress can give you a rush of energy when it’s needed most. But if stress lasts a long time—a condition known as chronic stress—those “high-alert” changes become harmful rather than helpful. Learning healthy ways to cope with stress can also boost your resilience.

To help manage stress:

  • Get enough sleep.
  • Exercise regularly. Just 30 minutes a day of walking can boost mood and reduce stress.
  • Build a social support network.
  • Set priorities. Decide what must get done and what can wait. Say no to new tasks if they are putting you into overload.
  • Think positive. Note what you’ve accomplished at the end of the day, not what you’ve failed to do.
  • Try relaxation methods.Mindfulness, meditation, yoga, or tai chi may help.
  • Seek help. Talk to a mental health professional if you feel unable to cope, have suicidal thoughts, or use drugs or alcohol to cope.
  • Read more

Get quality sleep

Illustration of a man arising from bed in the morning

To fit in everything we want to do in our day, we often sacrifice sleep. But sleep affects both mental and physical health. It’s vital to your well-being. When you’re tired, you can’t function at your best. Sleep helps you think more clearly, have quicker reflexes and focus better. Take steps to make sure you regularly get a good night’s sleep.

To get better quality sleep:

  • Go to bed the same time each night and get up the same time each morning.
  • Sleep in a dark, quiet, comfortable environment.
  • Exercise daily (but not right before bedtime).
  • Limit the use of electronics before bed.
  • Relax before bedtime. A warm bath or reading might help.
  • Avoid alcohol and stimulants such as caffeine late in the day.
  • Avoid nicotine.
  • Consult a health care professional if you have ongoing sleep problems.
  • Read more

Be mindful

illustration-computer-window-tree-bird

The concept of mindfulness is simple. This ancient practice is about being completely aware of what’s happening in the present—of all that’s going on inside and all that’s happening around you. It means not living your life on “autopilot.” Becoming a more mindful person requires commitment and practice. Here are some tips to help you get started.

To be more mindful:

  • Take some deep breaths.Breathe in through your nose to a count of 4, hold for 1 second and then exhale through the mouth to a count of 5. Repeat often.
  • Enjoy a stroll. As you walk, notice your breath and the sights and sounds around you. As thoughts and worries enter your mind, note them but then return to the present.
  • Practice mindful eating. Be aware of taste, textures, and flavors in each bite, and listen to your body when you are hungry and full.
  • Find mindfulness resources in your local community, including yoga and meditation classes, mindfulness-based stress reduction programs, and books.
  • Read more

Cope with loss

Sports fans planning to go to a game

When someone you love dies, your world changes. There is no right or wrong way to mourn. Although the death of a loved one can feel overwhelming, most people can make it through the grieving process with the support of family and friends. Learn healthy ways to help you through difficult times.

To help cope with loss:

  • Take care of yourself. Try to eat right, exercise, and get enough sleep. Avoid bad habits—like smoking or drinking alcohol—that can put your health at risk.
  • Talk to caring friends. Let others know when you want to talk.
  • Find a grief support group. It might help to talk with others who are also grieving.
  • Don’t make major changes right away. Wait a while before making big decisions like moving or changing jobs.
  • Talk to your doctor if you’re having trouble with everyday activities.
  • Consider additional support.Sometimes short-term talk therapy can help.
  • Be patient. Mourning takes time. It’s common to have roller-coaster emotions for a while.
  • Read more

Strengthen social connections

Collage of four illustrations of people making social connections

Social connections might help protect health and lengthen life. Scientists are finding that our links to others can have powerful effects on our health—both emotionally and physically. Whether with romantic partners, family, friends, neighbors, or others, social connections can influence our biology and well-being.

To build healthy support systems:

  • Build strong relationships with your kids.
  • Get active and share good habits with family and friends.
  • If you’re a family caregiver, ask for help from others.
  • Join a group focused on a favorite hobby, such as reading, hiking, or painting.
  • Take a class to learn something new.
  • Volunteer for things you care about in your community, like a community garden, school, library, or place of worship.
  • Travel to different places and meet new people.
  • Read more

Please go to this page to read more.

Stay healthy and get yourself covered from a stress of having unexpected medical bill by buying a proper Visitor Health Insurance offered by India Network Services. More details here.

India Network Services is a US-based company that administers visitor health insurance to tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups (0-99 years old) with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.

Please visit this page to get a quote of Visitor Health Insurance Plans offered by India Network Services

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How to stay healthy in cold weather – Tips for Visitors and Locals

With a new cold front coming up it's important to stay warm. The Centers for Disease Control and Prevention will tell you how to protect yourself from the cold weather. You can go to their website to learn more useful information about your health. Also get yourself protected with Visitor Health Insurance. It will help you to get medical help right away when you need it. Please go to this website lo learn more about Visitor Health Insurance Plans offered by India Network Services.

Staying out in the cold too long can cause serious health problems. Hypothermia and frostbite are the most common cold related health problems.

Hypothermia

Hypothermia, or abnormally low body temperature, is a dangerous condition that can occur when a person is exposed to extremely cold temperatures. Body temperature that is too low affects the brain, making the victim unable to think clearly or move well.

Stay safe this winter by learning more about Hypothermia, including who is most at risk, signs and symptoms, and what to do if someone develops hypothermia.

Frostbite

Frostbite is a bodily injury caused by freezing that results in loss of feeling and color in affected areas. Frostbite can permanently damage the body, and severe cases can lead to amputation.

Stay safe this winter by learning more about Frostbite, including who is most at risk, signs and symptoms, and what to do if someone develops frostbite.

Please go here to read more.

To be able to get medical help right away and don't get yourself in financial troubles, you need to get a Visitor Health Insurance. That will help you during any medical emergencies. On this page you can learn more about Visitor Health Insurance plans offered by India Network Services.

India Network Services is a US-based company that administers visitor health insurance to tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups (0-99 years old) with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.

Please visit this page to get a quote of Visitor Health Insurance Plans offered by India Network Services.

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A special diet helps people prevent pre-existing conditions and treat high blood pressure, lower blood cholesterol

U.S. Department of Health & Human Services always provides you with a current information about your health. Their goal is to protect the health of all Americans and providing essential human services. You can go to their website to learn more information.

If you have any pre-existing condition, you need to purchase Visitor Health Insurance with pre-existing condition coverage. Go to this page to learn more about travel insurance cover for pre-existing conditions before your trip.

For the eighth consecutive year, U.S. News and World Report ranked the National Institutes of Health-developed DASH Diet “best overall” diet among nearly 40 it reviewed. The announcement came just as new research suggests that combining DASH, or Dietary Approaches to Stop Hypertension, with a low-sodium diet has the potential to lower blood pressure as well as or better than many anti-hypertension medications.

With its focus on vegetables, fruits, whole grains, low-fat dairy, and lean proteins, DASH,  tied this year for “best overall” diet and was ranked No. 1 in the “healthy eating” and “heart disease prevention” categories.

According to the World Health Organization, hypertension, more commonly referred to as high blood pressure, is the most common chronic condition worldwide. It is a major risk factor for heart disease, affects 1 billion people, and accounts for 1 in 8 deaths each year.

Researchers funded by NIH’s National Heart, Lung, and Blood Institute (NHLBI) developed DASH to prevent and treat high blood pressure, but the diet also has proven highly effective in lowering blood cholesterol.

“The consistent high rankings of DASH over the years bode well for the way the diet is received and adopted, not just by health professionals, but by the public at large,” said Janet de Jesus, M.S., registered dietitian and program officer at NHLBI’s Center for Translation Research and Implementation Science. “This is especially gratifying now that new research underscores the significant blood-pressure lowering effects of a reduced intake of sodium in combination with the DASH diet.”

Previous research has shown that people who follow the DASH diet may be able to reduce their blood pressure by a few points in just two weeks. Over time, their systolic blood pressure (the top number in a blood pressure reading) could drop by eight to 14 points, which significantly reduces the risk of cardiovascular disease.

The positive health effects could be even greater if DASH is combined with a low sodium diet. An NHLBI-funded study(link is external) of more than 400 adults with prehypertension, or stage 1 high blood pressure, found that the combination of a low-salt diet with DASH substantially lowers systolic blood pressure. The results were impressive, according to de Jesus. Overall, participants who started out with the highest blood pressure achieved the greatest reductions.

“An interesting aspect of the DASH diet is that the effects are greater in people with hypertension or higher blood pressure at baseline, which is comparable to anti-hypertensive medications,” said Stephen Juraschek, M.D., an adjunct assistant professor at Johns Hopkins University, Baltimore, and an instructor of medicine at Harvard Medical School, Boston, and the study’s first author. “Our results add to the evidence that dietary interventions can be as effective as – or more effective than – antihypertensive drugs in those at highest risk for high blood pressure, and should be a routine first-line treatment option for such individuals.”

DASH is not a fad diet, but a healthy eating plan that supports long-term lifestyle changes. It is low in saturated fat, trans fat, and cholesterol. It emphasizes fruits, vegetables, and low-fat dairy foods, and includes whole grains, poultry, fish, lean meats, beans, and nuts. It is rich in potassium, calcium, and magnesium, as well as protein and fiber. However, it calls for a reduction in high fat red meat, sweets, and sugary beverages.

The DASH diet was one of 38 diets reviewed and scored by the U.S. News and World Report’s panel of health experts. To receive top ratings a diet must be relatively easy to follow, nutritious, safe, effective for weight loss and protective against diabetes and heart disease.

Part of the National Institutes of Health, the National Heart, Lung, and Blood Institute (NHLBI) plans, conducts, and supports research related to the causes, prevention, diagnosis, and treatment of heart, blood vessel, lung, and blood diseases; and sleep disorders. The Institute also administers national health education campaigns on women and heart disease, healthy weight for children, and other topics. NHLBI press releases and other materials are available online at https://www.nhlbi.nih.gov.

About the National Institutes of Health (NIH): NIH, the nation's medical research agency, includes 27 Institutes and Centers and is a component of the U.S. Department of Health and Human Services. NIH is the primary federal agency conducting and supporting basic, clinical, and translational medical research, and is investigating the causes, treatments, and cures for both common and rare diseases. For more information about NIH and its programs, visit www.nih.gov.

Please go to this website to read more.

What visitors traveling to USA, Canada, and Mexico should consider:

Most people have different pre-existing conditions that they might not be aware of when traveling. Due to these statistics, it is important for visitors to get visitor health insurance with pre-existing coverage in order to stay safe while visiting USA. India Network Health Insurance provides cashless insurance coverage for visiting parents, temporary workers, international students, and more. The Plans are underwritten by American Insurance Companies.

Recommended Visitor Health Insurance Plans:

CHUBB Network: This is a comprehensive plan that treats both new and pre-existing illnesses the same. CHUBB Network plan covers for 80 percent of medical expense, and the insured is responsible for the remaining 20 percent up to  policy maximum. This is a great plan for older people (50+ years), and people with pre-existing conditions. CHUBB Network plan uses a very broad definition of pre-existing conditions- pre-existing conditions are covered in the same way like new problems and accidents except they are subject to different deductible and different policy max.

CHUBB Premier is another option for people who are looking for pre-existing coverage and willing to take some risk. This is a fixed benefit plan and is more affordable to fit different budgets. This plan uses a very broad definition like network plan and pays for both pre-existing conditions and new problems using schedule of benefits (Fixed benefits).

AXIS Plan is another plan that provides pre-existing coverage. This is a fixed benefit with very limited coverage of up to $1000 for pre-existing conditions based on a very restrictive definition .. acute onset, a common definition used by industry in travel insurance market. Not recommended for any one with serious pre-ex conditions.

India Network Services is a US-based company that administers visitor health insurance to tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups (0-99 years old) with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.

For more information about Pre-existing Condition Visitor Travel Insurance please visit our website.

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Knee pain as a pre-exciting condition for visiting parents

Knee pain can be caused by a lot of factors but the most common factor is arthritis. Treatment will vary depending on the cause and it will  pricey. Arthritis is very common pre-existing condition among India parents. That's why before you invite your parents to the US, you should buy Visitor Health Insurance with good pre-existing coverage plan for them. Please learn more here.

The India West is going to help you to learn more about knee pain. You also can go to their website to read more.

Common causes of knee pain

As we age, our knee joints tend to bear the brunt of our weight and physical activity. Likewise, this leads to the development of joint pain, which can then become persistent, and in more advanced cases, develop into arthritis.

While there are a variety of causes for knee joint pain and knee arthritis, the most common cause is osteoarthritis. Think of osteoarthritis as the wear and tear of the lining of the joint surfaces.

 This condition gets worse with age and physical activity. However, some of this wear and tear can occur earlier in life, especially if you have suffered an injury to your knee.

Common treatment options for knee pain

There are a few treatment options typically prescribed for those who have osteoarthritis in their knee, or just have general knee pain. These include:

Painkillers.

Frequently those suffering from knee pain use Tylenol, Ibuprofen and a variety of other drugs that have been around for a long time.

While a lot of people use these medicines, it’s important to understand they come with significant side effects. For example, these drugs can cause acidity and stomach ulceration. They can also have a lasting impact on your kidneys and liver; with excessive use, painkillers can lead to failure of these organs.

Occasional use of these medications may be fine. However, when the deterioration of your knee joint progresses and your pain is so constant, it’s understandable that you would feel the need to use painkillers more frequently. Nonetheless, their frequent use is not recommended, nor is it good for your body.

Injections

Patients with persistent knee pain that cannot be relieved with routine painkillers are likely to get some form of imaging done, either by X-Ray or MRI.

The findings from these images often show the following:

• A loss of joint space,

• A narrowing of the joint space,

• Thinning of the menisci,

• A loss of cartilage that lines the surface of the joint, and

• Bones that have started to become deformed.

When the damage to your knee reaches this point, patients frequently receive

steroid, hyaluronic or gel injections.

While these injections have been around for quite some time and they do provide temporary relief, they do little to alter the progression of the joint damage.

What happens then? Your pain will come back, and your joint will continue to get weaker.  In fact, some of the chemicals in these injections can cause further damage to the joint. That in itself can lead to more frequent injections just to provide temporary pain relief.

Surgery

If over-the-counter painkillers and steroid injections are no longer helping you, at this point your doctor is likely to recommend arthroscopic surgery.Basically, this procedure is an invasive surgery where the joint is “cleaned”. Some of the tears and/or worn-out tissue are removed in order to promote healing.

However, arthroscopic surgery rarely translates into any practical benefit. After this procedure, you are unlikely to be completely pain-free. More importantly, the surgery does little to stop the process of degeneration that is already taking place in your knee joint.

So, even as your recover from arthroscopic surgery, you are likely to still experience pain. Plus, your activity level will continue to decrease. When you finally get to a point where the pain is unbearable and you can no longer do the activities you love, or even perform your normal daily activities, a physician is likely to recommend joint replacement surgery.

By no means a minor surgery, joint replacement surgery requires a prolonged and painful rehabilitation process. While you may come out in relatively good shape, there is no guarantee your knee pain will have completely disappeared. Plus, having a foreign body (a new knee joint) increases your risk of infection.

An alternative treatment option.

As you can see, the common treatment options for knee pain are not very satisfying, as they do little to stop the wear and tear on your knees, only provide temporary relief, and carry much risk.

Fortunately, there’s an alternative treatment that can help bone, joint, muscle and soft tissue conditions. This treatment is called stem cell therapy.

Stem cell therapy has many different meanings for different people due to lack of standardization in the medical world. Therefore, for the purposes of this article, we are going to focus on the most important factors involved in the treatment protocol.

First and foremost, stem cell therapy is the only treatment that attempts to regrow the worn cartilage, deformed bones, and meniscal tears. It is designed to regenerate your soft tissue.

 Similarly to the way the brake pads in your car can wear down, instead of replacing the entire car, you replace the brake pads only. Likewise, the cartilage in your knee joint wears down due to wear and tear. So, the goal with stem cell therapy is to regenerate your cartilage without replacing the entire knee joint.

Please go to this website to read the full text of the article.

You should be careful when you are shopping for a Visitor Health Insurance Plan. If you don't buy a pre-existing condition coverage, health insurance company won't pay your bill for pre-existing condition. India Network offers plans that use policy holder friendly definitions and only a few exclusions. The features are:

a) Pre-existing conditions are covered in the same way as new problems and accidents (No other plan in USA use this broad definition).

b) Urinary Tract Infections are not excluded from India Network Health Insurance Plans. (Many plans put this in exclusion list as it is a common problem among elderly people).

c) All India Network Health Insurance plan claims are processed in the USA, (6 weeks to settle a claim) and they are underwritten by American Insurance Companies.

India Network Services is a US based company that administers visitor health insurance to tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups (0-99 years old) with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.

Please visit this page to get a quote of Visitor Health Insurance Plans offered by India Network Services

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A myth of 100% Visitor Health Insurance coverage

Visitor Health Insurance companies often promise to pay for 100% of your medical bill but does that mean that you're fully covered? India Network Services will help you better understand how to not get fooled by Health Insurance Companies. Meanwhile go to our website to learn more about Visitor Health Insurance plans.

Every visitor health insurance plan has a list of exclusions, co-pays, co-insurance that are not covered for by the plan. There is no such thing as 100% coverage. Often Health Insurance Companies give you a number of out of pocket limit and it's t based on what the policy is has to cover, not how much you might have to pay for your entire medical care.

You probably think that knowing your deductible number and monthly premium is all you need to plan your medical care budget, but that is not true. You have to calculate the cost of medications you take on the regular basis, and any pre-existing conditions that you have in addition to the deductible and premiums.

Another problem you might experience is that many plans don’t give you any drug benefits (even on generics) until you reach your deductible, which can be the thousands of dollars.

Also many people don’t realize that there are a lot of medical treatments, procedures, therapies, and hospital stays that even if they were prescribed to you are still not included in your plan meaning that you would have to pay for them out of your pocket. And often nobody tells you that they’re not covered until you get the bill.

If a hospital or doctors office are in-network, does mean that everyone else such as independent providers, labs, tests, specialists, and some others that work within the facility can still be out of network.

India Network Services has been in business for almost 30 years. It's US based company. We don’t have any offices in India.  Please go to our website to learn more about our Visitor Health Insurance plans.

The India Network features are:

1. India Network Plans are sponsored by nonprofit India Network Foundation and underwritten by highly rated USA insurance companies.
2. All India Network Claims are processed in the United States following US standards that apply to domestic plans.

India Network Services is a US based company that administers visitor health insurance to tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups (0-99 years old) with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.

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Varicose veins as a pre-existing condition for Travel Health Insurance: Causes, Signs, Symptoms & Prevention

Varicose veins are very common in India, with over ten million cases of the disease every year. Over 30 per cent of the adults are estimated to suffer from this disease (according to The Times of India). It basically refers to veins that become swollen or enlarged. This happens when the blood circulation of the veins is affected. In a normal and healthy person, there are valves that stop the blood from getting stagnant or flowing backwards. But when one contracts varicose veins, the valves are damaged and become weak, so that they can no longer restrict the blood from stagnating or flowing backward. The symptoms of the disease, as mentioned above, include swelling and enlargement of the veins. Please go to The Times of India page to read the full article.

Varicose veins is a pre-existing condition and if you have this, you need to purchase Visitor Health Insurance with pre-existing condition coverage. Go to this page to learn more about travel insurance cover for pre-existing conditions before your trip.

There are many patients who may also experience aching and pain in the legs, twisted veins that may also become a cosmetic concern and the veins appearing blue and dark purple.
These gnarled veins can develop in any part of the body but they mostly develop in the legs and feet. This happens because of long hours of standing and walking as it puts the legs under pressure, weakening the veins in the process. There are many factors that increase the risk of varicose veins for a person. These include factors such as a person's gender (females are more likely to contract varicose veins due to their hormonal differences), genetics (varicose veins may run in families), being overweight or obese (as this puts more pressure on the veins, increasing the risk factor), age (people are more likely to contract varicose veins when they get older as this causes general wear and tear of veins) and certain jobs that involve long hours of standing.The best way to prevent varicose veins is by making certain lifestyle changes that help you lessen the pressure that you put on your veins. These include avoiding standing for long hours, maintaining a healthy weight and exercising regularly.

Varicose Veins Causes
The condition is caused when the valves and veins in your legs are weakened or disrupted. This leads to an improper functioning of the valves which in turn can lead to collection of blood in the legs. The causes for this may include:
1. Age: As one ages, the valves in their veins may weaken.
2. Family history: If any of your family members has been diagnosed with varicose veins, you are more likely to get it.
3. Obesity: Excess weight puts extra pressure on veins and can damage them, which can develop Varicose Veins.
4. Lack of movement: Either standing or sitting for a very long duration of time can make your veins work harder to pump blood to your heart and can weaken them in the process.
5. Pregnancy: Pregnancy causes an increase of blood pressure in the body, which may cause the veins to enlarge. The growing uterus also puts pressure on the veins. But this condition of Varicose Veins is mostly temporary and improves in about three months after delivery.

Varicose Veins Symptoms
Varicose Veins may or may not cause pain. The primary symptom of the condition is an appearance of blue and purple coloured twisted and bulging veins just beneath the surface of the skin. Other symptoms may include the following:
1.Itching over one or more of the affected veins
2. Discolouring of the skin
3. Darkening of the affected area
4. Thinning and drying of the skin

However, in case of painful signs and symptoms, it may cause:
1. An achy or heavy feeling in your legs
2. Burning, throbbing, muscle cramping and swelling in your lower legs
3. Worsened pain after prolonged sitting or standing
4. Bleeding from varicose veins
5. A painful cord in the vein with red discoloration of the skin
6. Colour changes, hardening of the vein, inflammation of the skin or skin ulcers near your ankle. This could also mean that you have a serious form of vascular disease that requires medical attention.

Varicose Veins Prevention
1. Place your feet on two or three pillows while resting. When you lie down with your legs at a higher position, your body ensures that blood does not collect in the veins, thus preventing Varicose Veins.
2. Keep your weight in check.
3. Wear loose, comfortable clothing as wearing tight clothes may restrict blood flow towards the heart and this will only worsen the condition of Varicose Veins.
4. Avoid standing for long periods of time.
5. Massage the legs as it not only provides relief but also has curative potential. While massaging, the movement should be towards the heart.
6. You should not scratch varicose veins as it may cause ulcers.

Please go here to learn more.

What visitors traveling to USA, Canada, and Mexico should consider:

Most people have different pre-existing conditions that they might not be aware of when traveling. Due to these statistics, it is important for visitors to get visitor health insurance with pre-existing coverage in order to stay safe while visiting USA. India Network Health Insurance provides reliable insurance coverage for visiting parents, temporary workers, international students, and more. The Plans are underwritten by American Insurance Companies.

Recommended Visitor Health Insurance Plans:

ACE Network: This is a comprehensive plan that treats both new and pre-existing illnesses the same. ACE Network plan covers for 80 percent of medical expense, and the insured is responsible for the remaining 20 percent up to  policy maximum. This is a great plan for older people (50+ years), and people with pre-existing conditions. ACE Network plan uses a very broad definition of pre-existing conditions-- pre-existing conditions are covered in the same way like new problems and accidents except they are subject to different deductible and different policy max.

ACE Premier is another option for people who are looking for pre-existing coverage and willing to take some risk. This is a fixed benefit plan and is more affordable to fit different budgets. This plan uses a very broad definition like network plan and pays for both pre-existing conditions and new problems using schedule of benefits (Fixed benefits).

Axis Plan is another plan that provides pre-existing coverage. This is a fixed benefit with very limited coverage of up to $1000 for pre-existing conditions based on a very restrictive definition .. acute onset, a common definition used by industry in travel insurance market. Not recommended for any one with serious pre-ex conditions.

India Network Services is a US based company that administers visitor health insurance to tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups (0-99 years old) with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.

For more information about Pre-existing Condition Visitor Travel Insurance please visit our website.

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How to choose the right Health Insurance Company when you shop for Visitor Health Insurance?

Selecting the right insurance company can be overwhelming and very stressful. We will help you to determine the key factors for choosing the right insurance company for your visitor health insurance's needs. Meanwhile go to this website to learn more about Visitor Health Insurance plans. Unlike India Network Health Insurance Plans (underwritten by American Insurance companies such as ACE, and AXIS), most visitor health insurance plans offered by various web sites are all underwritten by International Insurance companies that are also known as surplus lines. International Insurance companies (Lloyd, Sirius International, etc) are not protected by Guarantee corporation that offer additional layer of protection to consumers in the US when US based insurance companies underwrite plans.

Here are what you need to look at when you shop for Visitor Health Insurance plans:

* Company reputation. Research the insurance companies you’re interested in. By visiting their websites, you may learn:

- How long they have been on the market;
- Their mission and values;
- Where they sell their insurance products;
- Community involvement.

Insurer’s financial rating. They all use a scale that is similar to the school grades, just a little more complicated. The grades range from A++ or AAA at the top down to F at the bottom. The closer an insurer is to the top of the scale the more financially secure you will feel.

* Price vs. Coverage. Your should remember that price is not the main point of consideration. Always select an insurance company that provides the best coverage for your travel health insurance needs. Less coverage sometimes means more money you will have to pay extra when a loss occurs.

* Ease communication with your insurance company:

- 24/7 customer service;
- online payment;
- online application process;
- social media accounts.

India Network Services has been in business for almost 30 years. Its US-based company. We don’t have any offices in India.  Please go to our website to learn more about our Visitor Health Insurance plans.

The India Network features are:

1. India Network Plans are sponsored by nonprofit India Network Foundation and underwritten by highly rated USA insurance companies.
2. All India Network Claims are processed in the United States following US standards that apply to domestic plans.
3. India Network Services pays 100% of all eligible claims than anyone else in the industry.

India Network Services is a US-based company that administers visitor health insurance to tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups (0-99 years old) with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.

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Prepare Your Home for Winter Weather – Tips for Visitors and Locals

Center of Disease Control and Prevention prepared a list of essential things you need to do to get yourself ready for the coming winter season. Also get yourself protected with Visitor Health Insurance. It will help you to get medical help right away when you need it. Please go to this website lo learn more about Visitor Health Insurance Plans offered by India Network Services.

Prepare for extremely cold weather every winter—it’s always a possibility. There are steps you can take in advance for greater wintertime safety in your home.

Take Action

 

*Listen to weather forecasts.
*Have your chimney or flue inspected each year.
*Install a smoke detector and a battery-operated carbon monoxide detector. Test the batteries each month and replace them twice a year.
*For older adults, keep an easy-to-read thermometer inside your home.
*Weatherproof your home.
*Bring your pets indoors during the winter.

Listen to weather forecasts regularly and check your emergency supplies whenever a period of extreme cold is predicted. Although periods of extreme cold cannot always be predicted far in advance, weather forecasts can sometimes provide you with several days notice.
If you plan to use a fireplace or wood stove for emergency heating, have your chimney or flue inspected each year. Ask your local fire department to recommend an inspector or find one online.
If you’ll be using a fireplace, wood stove, or kerosene heater, install a smoke detector and a battery-operated carbon monoxide detector near the area to be heated. Test them monthly and replace batteries twice a year. All fuel-burning equipment should be vented to the outside. Each winter season have your furnace system and vent checked by a qualified technician to ensure they are functioning properly.
If you are over 65 years old, place an easy-to-read thermometer in an indoor location where you will see it frequently. Your ability to feel a change in temperature decreases with age. Older adults are more susceptible to health problems caused by cold. Check the temperature of your home often during the winter months.
Insulate any water lines that run along exterior walls so your water supply will be less likely to freeze. To the extent possible, weatherproof your home by adding weather-stripping, insulation, insulated doors, and storm windows or thermal-pane windows.
If you have pets, bring them indoors. If you cannot bring them inside, provide adequate shelter to keep them warm and make sure they have access to unfrozen water.

Checklist

* Insulate walls and attic.
* Caulk and weather-strip doors and windows.
* Install storm windows or cover windows with plastic from the inside.
* Insulate any water lines that run along outer walls. This will make water less likely to freeze.
* Service snow-removal equipment.
* Have chimney and flue inspected.
* Install easy-to-read outdoor thermometer.
* Repair roof leaks and cut away tree branches that could fall on your home or other structure during a storm.

Please go to this page to read the full article and get more information.

To be able to get medical help right away and don't get yourself in financial troubles, you need to get a Visitor Health Insurance. That will help you during any medical emergencies. On this page you can learn more about Visitor Health Insurance plans offered by India Network Services.

India Network Services is a US based company that administers visitor health insurance to tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups (0-99 years old) with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.

Please visit this page to get a quote of Visitor Health Insurance Plans offered by India Network Services.

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